Bank Fees Checklist: Find the Leak in Your Checking Account

Start with the fee schedule PDF

Every major US bank publishes a personal account fee schedule. Pull the PDF, not the marketing page.

Enter each recurring and episodic fee into FeeFriction’s bank fee leak calculator for an annual total.

Waiver conditions are part of the product

“$0 monthly fee with $1,500 direct deposit” is a conditional price. Miss the condition and the fee returns.

Model both waived and un-waived years if your deposits are irregular.