International Remittance Total Cost Calculator
Combine fixed fees and FX markup to see the true percentage cost of sending USD abroad.
Not financial, tax, or lending advice. Confirm terms with your provider.
Total friction
$17.49
Effective cost %
3.50%
Value after markup (USD lens)
$487.50
FX markup = gap vs mid-market rate, expressed in %. Does not quote live rates. Compare providers using CFPB Remittance Transfer Rule disclosures when available.
Fee vs exchange rate
A $0 transfer fee with a fat FX spread can cost more than a $5 fee with a tighter rate.
Always convert both sides into an all-in % of amount sent.
Compliance context
Remittance providers give disclosures under federal rules. Use those figures in the inputs.
This tool does not fetch live rates and is not a money transmitter.
Frequently Asked Questions
Where do I find FX markup?
Compare the provider rate to a mid-market reference and express the gap as a %. Educational approximation.
Can I send money through FeeFriction?
No.